Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Our mission is to be wealth builders for everyone in the communities we serve, regardless of where they are on their personal financial journey.

In addition to providing responsible and responsive financial products and services to people in our markets, Southern Bancorp employees devote significant time to serving the community. From volunteer events to volunteer income tax preparation to financial development services via our Opportunity Centers, Southern Bancorp employees are proving that wealth building can have a variety of definitions.

City President Job Summary:

The City President is responsible for lending in given market area. Develops new customer relationships and maintains a positive presence in the local community. Fosters an environment that encourages open communication and adherence to high standards of business conduct with all employees and customers. The City President understands Southern’s mission and margin objectives and strives to achieve both.

Responsibilities:

• Supervise loan officers and loan staff in designated area of responsibility.
• Ensures a competent, motivated staff through hiring, training, managing, coaching and reviewing performance of employees.
• Maintains a thorough understanding of the loan policy and procedure statement and complies with all provisions thereof.
• Reviews procedures and recommends changes to enhance the quality of the Southern's customer service.
• Achieves and maintains required loan portfolio balance and yield as directed by senior management while complying with loan policy and procedures.
• Develops new business, maintains professional network, and establishes a favorable presence in the local market by participating in civic organizations and community activities.
• Serves as escalation manager for bank operations if/when branch manager isn’t available.
• Travels to locations within market.
• Participates in a team effort to cross-sell bank and affiliate products and services.
• Monitors budget, strategic plan and prepare Board materials for monthly meetings.
• Supports Southern’s mission activities in market area.

Minimum Education and Experience

• Six (6) years of related experience in lending
• Five (5) years of management experience or equivalent combination of education and training.

Preferred Qualifications and Skills

• Able to read, analyze, and understand the most complex documents.
• Able to respond effectively to the most sensitive inquiries or complaints.
• Able to make effective and persuasive speeches and presentations on controversial or complex topics to top management, public groups, and/or boards of directors.
• Maintains required certificates, licenses and registrations.
• Proficient use in software tools utilized in position.

Environment

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  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

What we offer our employees:

A positive impact on Your Future:

• 401(k)/Roth plan with immediate eligibility and employer match up to 6%
• Employee stock ownership plan
• 1% employee home loan
• Credit and housing counseling as well as free financial education tools available to customers and employees

Benefits to improve your health:

• No deductible medical insurance plan
• Dental and vision insurance
• Employer paid life and long-term disability insurance
• Flexible Spending Accounts

The opportunity to nurture your well-being:

• Paid holidays for full-time staff
• Bonus plan for all full-time staff
• Opportunity for merit raises
• Employee reward and recognition programs
• Community service opportunities

Southern is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability.

As a Community Development Financial Institution, Southern Bancorp desires for its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.