Salary between $56,181 - $89,744

Benefits Eligible - Paid Holidays Off - Vacation & PTO

Position Summary

The Finance Division of Accounting Administration is involved with investments, wholes sale funding, liquidity and the interest rate risk management of the Bank. The Finance Analyst III position will be responsible for a regular and ad-hoc fixed income portfolio analysis and all aspects related to portfolio transaction logistics, such as trade entry, trade settlement, collateral and margin management. The candidate must demonstrate a strong knowledge of the banking industry, fixed income securities, metrics, and risk measures, along with strong quantitative and computational skills. Excellent communication and analytical skills are very important. They will also be relied upon to demonstrate initiative, work in a timely and efficient manner, and comply with deadlines.

Essential Job Functions Include but are not limited to:

• Prepare a monthly investment portfolio analysis and any ad-hoc requests from the executive management.
• Work with bank investments including accounting for, settlement of, purchase documentation, and their safekeeping and pledging
• Use of wholesale funding alternatives including FHLB advances, brokered CD’s, fed funds and IntraFi Network funding.
• Deposit pricing of bank CDs and Non-Maturity products based on competitive environment and bank liquidity needs.
• Interest Rate Risk modeling and forecasting as well as support of the underlying assumptions including deposit study and loan pricing
• Municipal Loan evaluation and bidding, including credit analysis, credit write-ups, appropriate loan documentation and ROE modeling
• Use of Derivatives for Commercial Loans as well as Balance Sheet hedging

Essential Job Requirements

• All employees must be able to interact in a friendly and courteous manner with customers and coworkers in order to foster a positive environment of mutual trust and respect.
• Maintain confidentiality of all customer and employee information
• Demonstrate attention to detail and produce accurate, high-quality work
• Produce an amount of work that meets or exceeds job expectations
• Fully utilize systems, tools, training and resources provided to maximize potential
• Accept feedback and redirection politely and professionally
• Assist other departments as needed
• Demonstrate regular attendance and punctuality
• Positively represent and promote the Company within the community

Other Job Requirements

• Familiarity with the Core Processing System, and in particular, the General Ledger application
• Familiarity with GAAP and banking industry accounting practices
• Strong data analytic stills such as pivot tables, advance excel formulas
• Familiarity with bank regulations related to financial filing requirements
• Knowledge of asset liability management, interest rate swaps, investments, capital markets and mergers & acquisition would be preferred.
• Strong verbal and written communication skills
• Identify, research, recommend and implement new alternatives to increase productivity
• High level of integrity, good work ethic, willingness to learn and a positive attitude
• High degree of accuracy and attention to detail
• Knowledge of best practices in internal controls

Education and Experience Requirements

• Bachelor's Degree in Finance or Accounting preferred or equivalent combination of education and experience
• Minimum 5 years' Financial Accounting experience preferred or equivalent combination of education and experience

Physical Requirements

• Regularly: sitting, talking, hearing, vision - close, peripheral, depth, ability to adjust focus
• Frequently: reaching with arms and hands
• Occasionally: standing, walking, climbing and/or balancing, stooping, kneeling, crouching, and/or crawling, feeling/touching, lifting objects up to 30 pounds

Heartland Bank and Trust Company is an Equal Opportunity Employer, including disability/vets.