Job description
General information
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
The Opportunity
The Business Software Developer is considered an analytical/procedural expert that will focus on strategy, rules configuration, and software implementation to drive Ally's industry leading auto lending business. This role will leverage technical expertise, focusing in large part on configuration in Ally's Loan Origination and Ally's Decision Engine systems. This individual will work closely with a broad group of matrix partners, including business operations, IT, Risk, Finance/Pricing, Analytical Modeling, and Product Management, etc. to implement business requirements systemically. This resource is leaned on as a subject matter expert in understanding, and delivering on, both the business need as well as the system configuration. Lead innovative thought, strategy, and solutions to Ally's most critical system(s), that support and run Ally's most vital Auto Origination business.
The Work Itself
- Review project, policy, program, and system documents to understand the ask and possible solutions. Proactively identify changes required to the various Ally systems. Collaborate with internal and external partners to clarify project requirements, schedule, and implement changes. Support the diagnoses and resolution of production issues. Complete business system configuration changes within established procedures, and with risk mitigation always at the forefront of design. Support internal testing efforts by lending subject matter expertise and thought leadership. Support rollout and production verification of transformative business system changes. Interact with multiple levels with Ally to determine the necessary system changes by developing a broad sense of the entire business system landscape while keeping in mind the impact what is being delivered had on Ally's core business.
The Skills You Bring
- College degree (or equivalent experience) in CIS/BIS/MIS/computer science, Finance, Business Administration or related field preferred.
- Ability to review project, policy, and program documents to assess the potential system impacts across Ally business systems and processes.
- Understanding of auto finance business strongly preferred.
- Proficient in mathematical equivalences such as percentages, calculations, and linear equations, including the use of parenthesis in equations. Desire to learn general financial concepts - P&L calculations, amortization schedules, basic understanding of interest rates, pro-forma models
- Robust Microsoft Office Suite knowledge and expertise (i.e. Visio, PowerPoint, Word, Excel, Access)
- Strong analytical and problem-solving skills to determine and resolve potential negative impacts to Ally system and processes.
- Must have strong time management and organizational skills to handle multiple projects simultaneously. This includes working under tight timelines and making changes quickly and accurately.
- Ability to communicate clearly and succinctly, both in written and verbal form, the necessary changes to meet the business needs, including requirements and test cases.
- Ability to work independently to apply a policy or program change to the system and convey the necessary testing and production verification requirements of a specific change.
- Experience and comfort with Agile methodologies,
- Active working knowledge of rule based configuration tools (e.g. Sagent LOS, FICO DM, etc) or procedural/coding languages (e.g. Java).
- Additional experience with .Net, Java, and JBoss is strongly preferred
- Ability to analyze business requirements, rapidly grasp and comprehend methods/programming used to create/extend data models, create workflows, and convert statistical models to configurable logic
- Knowledge, experience and/or certifications in FICO Originations Manager or Decision Management Platform is a plus
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
- Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
- Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
- Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
- Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
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