Job description

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our lending team as an SBA Lender and take your career to a level unattainable in a traditional bank environment! The SBA Lender is responsible for meeting and exceeding budgeted deposit, fee income, and SBA lending goals. You will originate SBA 7 (a), SOP 50 10 and 50 57 loan opportunities throughout the state of Florida and own the loan process from origination through the entire lifecycle of the loan.

The SBA Lender position is a hybrid position that, while primarily performed remotely, requires a presence in the Central Florida market to effectively perform deposit and cross-selling duties. Candidates must be local to Central Florida to be considered. Please send a resume to apply.

Job Responsibilities

• Originate SBA loans throughout the State of Florida to include SBA 7 (a), SOP 50 10 and 50 57.
• Maintain in-depth knowledge of all government guaranteed loan products as well as other bank lending services.
• Participate in all stages of the loan process; structuring, pricing, underwriting, satisfactory creation of the business loan request.
• Proper presentation of loans through the approval process including body, packaging, closing, and servicing of loan portfolios.
• Ensure credit quality and compliance with all SBA and USDA requirements.
• Manage portfolio of SBA/USDA loans with attention to performance, renewals, exceptions, past dues, etc.
• Participate in community, civic, and business development opportunities for the purpose of increasing the bank’s visibility and generating new business opportunities.
• Cross-sell other banking products and services.
• Demonstrate interest in contributing to and working by Climate First Bank’s core values.
• Possess the initiative to obtain education related to sustainability practices.
• Comply with all federal and state laws and regulations as well as internal Bank policies and procedures.

Specific Requirements:

• Bachelor’s degree in business finance or related field preferred.
• Documented background in banking/financial institution’s government guaranteed lending program.
• 3+ years of SBA lending experience.
• Working knowledge of all government guaranteed lending products including SBA 7(a), SBA Express, SBA Small Loan, SBA 504, and USDA.
• Excellent written, communication, presentation, analytical and organizational skills.
• Effectively partner and communicate with internal departments, and customers.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Physical Demands:

• Sustained standing and sitting.
• Frequent use of PC, including typing or sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday

Supplemental pay types:

• Bonus pay

Education:

• Bachelor's (Preferred)

Experience:

• SBA: 2 years (Preferred)

Work Location: In person

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