Vermont Federal Credit Union is a growing financial cooperative in Northwestern Vermont, currently serving over 48,000 members. We are looking for friendly, self-motivated individuals who enjoy helping people, have strong communication skills, are detail-oriented and enjoy working as part of a team. We have competitive health care and 401k matches, a local employee assistance program, and other wellness benefits. Please visit our website for full details of our benefits program.

Business Loan Officer – South Burlington, VT:

Job Description:

• Work with branch employees and business owners to generate business loans, deposits, and services from current and potential members.
• Prepare credit analyses for borrowing requests, analyzing historical and projected cash flow and assess business viability through interviews with business owners, review of loan application, and supporting financial documents.
• Assess overall credit risk based on Vermont Federal’s credit policy and risk guidelines; including proper loan structuring and credit package preparation.
• Conduct the closing of business loans including the review of documents.
• Participating in community involvement activities to enhance Vermont Federal’s visibility, image and reputation.
• Perform ongoing portfolio management through site visits, annual reviews and monitoring. Work closely with the business lending support team to monitor collateral and other pending items.

Requirements:

• Bachelor’s degree.
• Minimum of 3 years business lending experience.
• Credit skills including loan structuring and financial statement analysis as it relates to small business.

Qualified candidates should apply online via our website: www.vermontfederal.org

Don’t meet every sing requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Vermont Federal Credit Union we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

Please be sure to attach your resume. Applications without an attached resume will be considered incomplete. Vermont Federal Credit Union is an Equal Opportunity Employer.