Value Proposition: Overview: Responsibilities:

• Performs an independent review of real estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Performing a detailed review of appraisals of increased complexity ordered on behalf of Fulton Bank or another acceptable financial institution. Ensuring that commercial appraisals are completed in accordance with regulatory requirements and within bank policy. Proposing solutions to identified appraisal deficiencies. Working with account officers, relationship managers and senior credit officers on valuation issues and concerns.
• Assists in guiding all levels of management and affiliate bank staff relative to the risk management of complex real estate collateral to ensure protection of the bank’s interests in the matters of real estate evaluations. Reviewing transaction information to understand the risk profile and determine the appropriate level of due diligence required to meeting regulatory and policy standards. Responding to inquires from affiliate bank staff involving corporate appraisal policy and compliance with laws and regulations. Reviewing the qualifications and sample reports of appraisers seeking to be added to the corporate approved appraiser list and recommending deleting those not meeting policy standards.
• Assists in the development and coordination of the corporate appraisal policy and appraisal review program for Fulton Bank, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements. Providing guidance to each affiliate management for the process of appraisal ordering to comply with laws and regulations governing appraisal requirements. Developing tools for staff such as checklists and reference guides to staff in complying with the appraisal program requirements. Recommending training needs and participating in training sessions related to the appraisal policy and appraisal review program for Fulton Bank. Establishing lines of communication with professional appraisal resources to allow for discussion regarding the appraisal review process. Acting as mentor and providing training for other appraisal department staff.
• Responsible for special projects as assigned by management.

Qualifications:

Education

Experience

Certifications

: This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Sponsorship Statement : As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. EEO Statement : Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.