Commercial Loan Officer, Non-Profit Revolving Loan Fund

Full Time
Huntsville, AL 35805
Posted
Job description

The Commercial Loan Officer shall be responsible for business development to include originating loans to small businesses and entrepreneurs within Neighborhood Concepts’ footprint and maintaining relationships with existing borrowers.

Neighborhood Concepts is a 501(c)3 non-profit corporation strengthening communities through the development of affordable housing and the advancement of economic opportunity. Economic opportunity is achieved through NCI’s subsidiary revolving loan fund which is U.S. Treasury certified as a Community Development Financial Institution or CDFI

DUTIES:

· Develop and implement marketing strategies

· Originate micro and small business loans

· Develop and maintain relationships with clients and referrals sources

· Assist clients as needed with loan application process

· Initial review of applications

· Act as liaison between applicant and underwriter

· Coordinate loan closings

· Assist with development of operational procedures and recommend enhancements to existing procedures

· Assist in fostering relationships with current and potential investors

· Provide support for applications for grants, both capital and operating

· Contribute to team effort by accomplishing related tasks as needed

SKILLS/QUALIFICATIONS:

· Bachelor’s degree or equivalent professional experience in a relevant field such as banking, finance, business administration or community development

· Thorough understanding of basic principals of accounting, lending & financial analysis; underwriting experience a plus

· Entrepreneurial spirit with ability to work with minimum hands-on supervision

· Strong relationship management skills

· Ability to complete tasks in a time-sensitive environment

· Strong communication skills, both verbal and written

· Strong organizational skills, high level of attention to detail

· Proficient in Microsoft Office to include Word, Excel, Outlook & PowerPoint

Job Type: Full-time

Pay: From $42,000.00 per year

Benefits:

  • Dental insurance
  • Health insurance
  • Paid time off
  • Parental leave
  • Professional development assistance

Physical setting:

  • Office

Schedule:

  • Monday to Friday

Work Location: Hybrid remote in Huntsville, AL 35805

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