Job description
A great company, fun colleagues, and a rewarding career. At Flagship, you can have all three!
We are looking for our newest detail-oriented, service-obsessed team members. If you’re looking for a place to grow, we want to talk.
The Funding Specialist position will be responsible for reviewing automobile loan applications and communicating with loan applicants and the sales team regarding the loan application process.What is a day in the life at Flagship as a Funding Specialist?
- Review and verify all assigned funding package documents received on a daily basis for accuracy, completeness, and compliance with Truth-in-Lending laws, ensure adherence to credit approvals, policies, and procedures and established company guidelines
- Interview customers for documentation details and confirm contract terms and collateral values
- Follow-up with customers for required stipulations to be able to complete funding packages
- Ensure proof of income and dealer stipulations are received and validated
- Verify employment, residence, and income; determine and document any variance from the original loan application received
- Calculate various forms of income on incoming contracts and identify potentially fraudulent pay stubs through calculation deviations and/or visual inspection
- Ensure accuracy of loan information in the originations system
- Work collaboratively with dealers, sales, credit, and funding team members to resolve contract package deficiencies.
- Required: High School Diploma or Equivalent
- Preferred: AA/AS degree, Bachelor’s degree a plus
- Required: 2+ years of experience in the loan processing/funding/originations field in a fast-paced auto loan environment
- Preferred: 1+ years of experience in the sub-prime finance industry
- Strong computer skills: Proficient in MS Office, including Word and Excel
- Excellent communication skills; verbal and written
- Detail oriented with above-average organizational skills
- Able to adapt to changing business needs
- Available to work a flexible work schedule
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