At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: The Business Analyst role reporting into the Braintree finance operations team is a key partner enabler in assisting in reporting, funding, collections, accounting and billing for Braintree partners and merchants. We are looking for strong analysis skills. Previous Braintree systems knowledge preferred. This role will be deeply involved in the financial modelling of business cases and detailed analysis of latest trends. It will act as a hybrid role between product, pricing, merchant and controllership teams.

Job Description:

• Demonstrate a solid understanding of Braintree’s business products, transactions, systems, and related merchant funding process flows. Understand the funding implications from the transaction level to the reconciliation level and then up to the general ledger of various money movement accounts.
• Excel- Analyst 3 must know how to rock
• Curiosity & Openness

• Review merchant pricing across multiple banking platforms and with different structures.
• Compare pricing to signed merchant contracts, identify, and quantify discrepancies.
• Work cross functionally with FinOps, Sox, Compliance, and Product teams to constantly refine and optimize controls – including looking for ways to make them automated and preventative.
• Assist Accounting team with managing and coordinating the month end close process. Support preparation of monthly reporting packages for department managers.
• Partner with Braintree Risk and Account Management teams on the resolution of process flaws, system bugs or other operational issues adversely impacting merchant funding.
• Assist development with new product launches and market expansions that impact merchant funding processes.
• Assist in the management of day-to-day team operations and problem solving in the process of merchant funding.
• Implement bank account updates, pricing changes, risk hold removals and releases.
• Perform reconciliation analysis and research daily variances between bank data and internal data.
• Provide support of the manual billing process for all gateway merchants.
• Fund and report Braintree’s merchant transaction losses. Work with Risk team and banking partners across US, EU, and APAC to reconcile, pay and report merchant funding losses on a monthly basis.
• Partner with Braintree Risk and Merchant Support teams on the resolution of process flaws, system bugs or other operational issues adversely impacting merchant funding. Assist development with new product launches and market expansions that impact merchant funding processes.
• Assist Accounting team with managing and coordinating the month end close process. Support preparation of monthly reporting packages for department managers.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.