Credit Analyst

Full Time
New York, NY
Posted
Job description
Primary Details
Time Type: Full time
Worker Type: Employee
At QBE, our purpose is to give people the confidence to achieve their ambitions inside and outside of work. From development opportunities, to flexible work options and highly competitive reward and benefits packages, we understand the importance of living our values when it comes to our people. Everything we do at QBE is underpinned by our company’s cultural elements – because we know it's not just what we do that matters, it's how we do it that makes the difference.
This opportunity is accountable for evaluating and regularly monitoring and on-going monitoring of global credit investments within Group Investment's credit team by applying sound credit judgment and adhering to established company policies, processes and guidelines. Determine corporate creditworthiness by examining qualitative and quantitative components across sectors and markets, performing financial and ratio analysis, industry and macro trends to assist with credit conclusions.
Primary Responsibilities
  • Drive a rigorous and disciplined credit analysis process; contribute to the development and enhancement of robust credit analysis processes
  • Assess transaction structure, industry/political/regulatory risks and mitigation strategies to present conclusions and recommendations
  • Support the identification, assessment, integration and ongoing management of Environmental, Social and Governance (ESG) factors into our credit research process
  • Ensure compliance with all delegated authorities and risk parameters while demonstrating an understanding of the risk management framework
  • Provide timely and thoughtful input into the review of processes and policies, as well as required user-acceptance testing activities
  • Support portfolio managers in client relationship and business development activities by using high degree of business acumen and credit expertise
  • Build and maintain highly effective relationships within Fixed Income, across Group Investments, and with Group and divisional stakeholders
  • Support team in the provision of relevant information for report generation; ensure provision of information to meet client needs with timely, consistent and high-quality standards
  • Participate in and contribute to investment committee and diverse forums

Required Education
Bachelor's Degree or equivalent combination of education and work experience

Required Experience
6 years relevant experience

Preferred Competencies/Skills
  • Investments acumen
  • Possess strong technical and analytical skills
  • Strong interpersonal skills, able to build deep, trusting internal and external relationships
  • Ability to multitask
  • Collaborative and proactive
  • Strong written and oral communicator
  • Challenging mindset
  • Solutions oriented and intellectually curious
  • Time flexibility

Preferred Education
Bachelor's Degree or equivalent combination of education and work experience

Preferred Education Specifics
Degree in Economics, Finance or Business

Preferred Experience
  • Minimum 5 years of experience with a focus on fundamental credit analysis in banking or credited analysis related experience within the insurance or financial industries preferred
  • Experience with structured products
  • Fixed income knowledge preferred

Preferred Licenses/Certifications
Chartered Financial Analyst (CFA)

Preferred Knowledge
  • Background information and proven ability and interest to investigate, analyze, understand markets / political / regulatory / institutional developments, as well as organize findings and build presentations
  • Proficiency in MS Office tools and programming

QBE Cultural DNA
Everything we do at QBE is underpinned by our DNA (which interlinks seven cultural elements) – because we know it's not just what we do that matters, it's how we do it that makes the difference. We expect all employees to role model and inspire the right behaviours that link to our cultural elements:
  • We are customer-centred
  • We are technical experts
  • We are diverse
  • We are fast-paced
  • We are courageous
  • We are accountable
  • We are a teamAll employees are expected to adhere to QBE’s Code of Ethics and Conduct and apply sound risk management practices

US Only - Travel Frequency
Infrequent (approximately 1-4 trips annually)

US Only - Physical Demands
General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.

US Only - Disclaimer
To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

Job Type
Individual Contributor

Global Disclaimer
The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.
Compensation
Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs
Annual Salary Range: $66,000 - $99,000
AL, AR, AZ, Fresno, CA, CO (Remote), FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WI, WV and WY
* * * * *
Annual Salary Range: $72,000 - $110,000
CA (Remote, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA
* * * * *
Annual Salary Range: $83,000 - $124,000
San Francisco CA, NJ and New York City NY
Benefit Highlights
You are more than your work – and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health.
We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE’s annual discretionary bonus plan based on business and individual performance.
QBE recognizes that exemplary benefits extend beyond benefits coverage and compensation. Flexibility in your working environment is important to maintaining balance and QBE is dedicated to ensuring employees achieve personal and professional integration by providing the opportunity for hybrid work arrangements.
Application Close Date: 27/02/2023 11:59 PM
How to Apply:
To submit your application, click "Apply" and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

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