Credit Review Specialist, Equipment Finance Division – Marshall, MN

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

U.S Bank has an opportunity available on the Equipment Finance team.

In this role, you will learn and develop a technical foundation to provide credit review and underwriting decisions for small, less complex equipment finance deals in a high-volume, production environment.

Accountabilities include:

• Conducts credit reviews by gathering, analyzing and interpreting credit information on existing and prospective customers
• Inputs the data gathered into tracking and/or reporting computer systems and/or databases.
• Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss.
• Sets up and maintains databases used to analyze accounts and/or portfolios.
• Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans.
• Provides information relative to credit inquiries to appropriate parties.

This position will be located in the Marshall, MN office. We offer a hybrid work arrangement.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Up to two years of experience

Preferred Skills/Experience

• Basic knowledge of credit and risk analysis, economics, accounting, and finance
• Prior customer service experience
• Strong analytical skills
• Effective verbal and written communication skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com.

EEO is the Law
Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.