Employee Benefits - State Filing Team Leader (remote possible)

At Equitable, our power is in our people.

We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

Equitable is looking for a knowledgeable and innovative people leader to join us in our Charlotte location and build out our Filing team. The Filing function within our Employee Benefits business is paramount to both ensuring the successful rollout of new and enhanced products, as well as ensuring that current products remain in compliance with various state regulations.

This position will lead and manage a team of 6 individuals and oversee the overall state insurance filing activities, including the drafting of insurance forms, the preparation of insurance form filing submissions to state insurance departments, and to ensure state insurance examiners’ approval of the submitted form filings prior to product launch, plus the ongoing regulatory compliance of the approved forms. Detailed key accountabilities are specified below:

State Filings

• Servers as a subject matter expert and internal consultant related to Employee Benefits rate and form filings.
• Oversees the team’s drafting of rate and form filings related to Group Life, Disability, Dental, Supplemental health and all other riders and endorsements.
• Works closely with key stakeholders (Product Management, Legal Division, Actuarial) to develop filings. Solicits feedback from other stakeholders within the organization (Executives, Underwriting, Distribution).
• Ensures that the Filing team prepares and files final submissions in SERFF or other applicable systems and receives appropriate internal signoff.
• Serves as a liaison between state insurance departments and internal stakeholders.
• Ensures that the Filing team gains maximum number of filing submission approvals prior to product/pricing launch (this includes ensuring that team members expeditiously resolve state insurance examiners’ objections prior to deadlines).
• Manages and executes a calendar of annual state filings and ensures filings are submitted on or before the specified due dates established by the state insurance departments.
• Contributes to annual planning of major product and pricing initiatives.

Regulatory Compliance

• Some travel required to industry meetings to keep abreast of life insurance topics, such meetings include the Association of Insurance Compliance Professionals or other Employee Benefit compliance associations.
• Maintains strong relationships with Equitable’s internal Legal department and other internal compliance functions.
• Establishes and maintains strong business relationships with state insurance examiners.
• Monitors and tracks proposed or new state insurance legislation and regulations related to Employee Benefits products.

• 3+ years experience leadership experience
• 5+ years experience managing rate and State form filings for Employee Benefits (Group Life, Disability, Dental, Supplemental health, etc.)
• Will travel attending industry meetings to keep abreast of life insurance topics, such meetings include: the Association of Insurance Compliance Professionals or other Employee Benefit compliance associations.

Skills

• Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.
• Business Acumen: Knowledge of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.
• Communication: Understanding of the importance of insightful listening and communicating and ability to provide information and messages in a way that produces clarity and impact.
• Cross-functional Collaboration: Knowledge of collaborative techniques and approaches; ability to promote a culture of continuous improvement and working together across functions to solve business problems and meet business goals.
• Document Management: Knowledge of document management; ability to categorize, integrate, update, document and distribute business information in a secure, effective way.
• Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
• Knowledge of Sales Channels: Knowledge of meanings and features of sales channels; ability to coordinate multiple and diverse options for selling an organization's products and services.
• Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.
• Diversity, Equity and Inclusion: Demonstrates a commitment to Diversity, Equity and Inclusion by treating everyone with respect and dignity, ensuring all voices are heard and advocating for change.

The base salary range for this position is $84,000 - $122,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

Equitable Pay and Benefits: Equitable Total Rewards Program

ABOUT EQUITABLE

At Equitable, we’re a team of over ten thousand strong; committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

**********

Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com.

#LI-Remote