A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by standing for something that matters. In order to be the best, we hire the best!

Remarkable Benefits offered by CoBank

• Careers with a purpose- stand for something!
• Competitive Compensation & Incentive
• Hybrid work model – flexible arrangements for most positions
• Benefits Packages, including: Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• CoBank University robust curriculum –associate training and development, including higher education tuition reimbursement
• Outstanding 401k – up to 6% matching and additional 3% non-elective contribution
• Time-Off Packages – Vacation 15+ days, 10 Paid Sick Days, and 10 Paid Holidays
• Community Impact – United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups – creating a culture of diversity and inclusion
• Recognize a fellow associate with “GEM” awards, including a monetary value
• On-site Fitness Center and Café
• ECO transportation pass provided to every Denver associate

At CoBank, the Supervisor, Credit – Financial Institutions assists in overseeing the overall credit quality and development of credit structuring alternatives, underwriting and approval process for the Financial Institutions group. Assists in the responsibility for the underwriting of commercial financial institution and counterparty risk for multiple departments, including Export Finance, Treasury, Derivatives, Syndications and Cash Management. Approves credit decisions as appropriate. Develops and supports credit analysts and officers in their underwriting responsibilities. Completes special projects in support of CoBank and division management strategies.

Essential Duties

• Assists with overall credit administration and targets for workgroup. Counsels with less experienced credit staff to establish individual targets and the achievement of individual and business goals.
• Assists in managing credit quality targets for assigned portfolio. Counsels with staff on the development and achievement of credit quality goals, including the development and implementation of appropriate intervention measures to maintain the credit quality of the group.
• Reviews approval, or approves the extension of credit to certain accounts requiring a higher level of delegated authority.
• Supervises less experienced credit professionals and assists them in their development of credit alternatives and analyses for customers. Provides leadership and guidance in a team approach to account management and credit administration.
• Assists in ensuring an effective and efficient credit approval process. Fosters a credit culture to encourage early interaction between credit and the businesses supported to identify core issues and resolution strategies.
• Assists in planning activities for the division and the group. Contributes to the development of new or improved processes, products and services.
• Serves as subject matter expert and content owner for various lending manual guidelines that the Financial Institutions group uses for underwriting.
• Assists in maintaining the administration of user lists with rating agencies and other data vendors, such as Moody’s, S&P, and Fitch
• Supervises staff. Sets performance standards, manages workflow, grants authorities, evaluates performance, provides coaching/mentoring, and recommends personnel actions within delegated authorities. Consults with Human Resources as appropriate.

• Bachelor’s degree in business, finance, economics, or related discipline.
• Eight (8) years or more years of credit experience in a banking industry; or an appropriate combination of education and experience.

Preferred Qualifications

• Master’s degree, MBA or CFA preferred.
• Management/supervisory experience strongly preferred.
• Demonstrated leadership and coaching experience managing a workgroup with knowledge of financial institution underwriting experience preferred.
• Advanced knowledge of credit and financing alternatives, and complex financial structuring in a banking environment.
• Advanced knowledge of credit underwriting policies, procedures, processes, collateral valuation and documentation.
• Excellent verbal and written communication, negotiation and interpersonal skills, with the ability to communicate effectively and gain credibility with all levels of staff and management.
• Demonstrated experience in distilling complex information into clear, concise documents.
• Strong attention to detail, with the ability to work efficiently and accurately under tight deadlines.
• Strong organization and time management skills, including the ability to organize and lead meetings, establish timelines for project completion, and to prioritize tasks.
• Knowledge of Microsoft Outlook, Word, Excel, PowerPoint, and SharePoint.
• Ability to work independently as well as collaboratively in a team environment.

Compensation Information

• Estimated Base Salary Range: $125,000-$150,000
• Target short-term incentive opportunity: 26%

CoBank stands strong as a $135 billion enterprise dedicated to the financial needs of rural America. As a national cooperative bank and a proud member of the Farm Credit System it is our mission to serve as a relevant and dependable provider of credit and other value-added financial services. From our headquarters in Denver, Colorado and our regional banking centers across the US, CoBank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states.

CoBank will not sponsor a work visa (e.g. H1B, etc.) to fill this position.

CoBank is an Equal Opportunity Employer.