The Loan Review Officer, effectively provides on-going evaluation of loan portfolio quality and composition. Ensures Lending Policies are adhered to. Identifies problem loans as soon as possible. Exercises discretion, strong interpersonal skills and independent judgment with respect to the credit function of the Bank.

• 2-4 years of experience in commercial credit analysis, lending or as an examiner in a regulatory environment.
• Loan review experience should include the following types of lending activity: commercial real estate; construction & land development; commercial & industrial loans (C&I); asset based lending; trade finance; etc.
• Understanding commercial loan structures, underwriting, collateral evaluation, cash flow analysis, and associated control/approval processes.
• Experience with industry accepted loan policy standards and credit administration practices.
• Solid ability to apply loan risk rating systems to categorize the quality of a particular loan, using regulatory risk rating definitions.
• Strong emphasis in accounting, financial analysis, and trend analysis.
• In-depth understanding of regulatory examination procedures required.
• Excellent communication skills.
• Strong report writing skills.
• Must be detail oriented with leadership, supervisory, and staff development skills.
• PC skills, including experience with MS Word and MS Excel.

• Bachelor’s Degree in Business or related area.
• Formal credit training preferred.
• Credit Risk Certified (CRC) designation preferred.

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
• Please view Equal Employment Opportunity Posters provided by OFCCP here.
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail at employment@citynational.com.