Job description
This position's primary responsibility is to service, counsel and retain existing personal automobile, homeowners, umbrella and flood insurance policyholders.
Essential Functions and Responsibilities
- Develop and maintain complete product knowledge of all three lines of business (Auto, Homeowner and Umbrella) and for all states across all regions (NJ, PA, MA, CT and NH).
- Accurately enter and update policy information into the various processing systems and handle phone inquiries regarding coverage and premiums.
- Deliver first call resolution and a low customer effort.
- Demonstrate high energy and motivation to follow up and take ownership.
- Maintain flexibility and demonstrate the ability to work under pressure.
- Meet and/or exceed the expectation of customers and agents, providing professional and efficient service at all times through positive interactions and extensive product knowledge.
- Quote and sell new personal lines products to prospective clients, up-sell and cross-sell existing clients via phone, internet and written request.
- Conduct periodic renewal reviews with policyholders and provide recommendations to address potential insurance gaps.
- Perform research and initiate changes/corrections to customer’s policies according to established procedures and sound business judgment.
- Identify and resolve potential underwriting issues in new and existing business.
- Develop and foster Agent/Company Relationships.
- Update marketing and various management tracking reports as assigned.
- Engage in proactive team efforts to achieve departmental and company goals.
- Demonstrate willingness and ability to learn new functions within the Customer Solutions Center.
- Assist other departments when the need arises.
- Perform other duties as assigned.
Qualifications and Education
- Above average interpersonal, listening, communication, and organizational skills.
- Good analytical and decision making skills. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
- Intermediate MS Office skills required. Proficient personal computer skills including electronic mail, record keeping, routine database activity, word processing, spreadsheet, graphics, etc.
- Ability to handle multiple tasks simultaneously.
- Must have excellent interpersonal skills and possess the ability to work independently and in a team environment.
- Must achieve and maintain published call and transaction quality processing standards.
- Must be able to handle a high volume of in-bound and out-bound calls within time standards while maintaining a professional demeanor.
- Excellent written and telephone skills required; clear enunciation and oral communication skills required.
- Strong attention to detail required.
- The ability to work full-time flexible or changing schedules is a critical aspect of this department.
- Hours of operation are 8:00 am-7:00 pm Monday-Friday.
- Superior attendance record required.
- Spanish-language fluency a plus.
- Sales-related experience a plus.
- Bachelor's degree (B. A.) from a four-year college or university; or two to three years related
- Personal Lines experience and/or training; or equivalent combination of education and experience.
- NJ Property and Casualty license
We believe that every person is entitled to equal employment opportunities. We do not discriminate against any employee or qualified applicant for employment on the basis of age, race, color, religion, national origin, ancestry, disability, gender, sexual orientation, gender identity or expression or genetic information. In addition, the state in which you work may protect certain other characteristics. We are committed to treating employees fairly and with dignity and respect, and we unconditionally prohibit discrimination in hiring, terminating, promoting, or compensating any employee on the basis of a qualified individual’s membership in any of these protected classes
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